Randy Jacobs,


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At Payne Insurance we offer a wide variety of products including:

Personal Insurance

  • Auto,
  • Motorcycle, Boat, RV
  • Home
  • Life
  • Disability
  • Renters

Commercial Insurance

  • Property Liability
  • Business Auto
  • Worker's Compensation
  • Equipment
  • Business Owner
  • Inland Marine
  • Commercial Umbrella

Farm Coverage

  • Farm Owners
  • Crop Hail
  • Multi Peril

Payne Insurance Agency, Inc.

401 West Main, P.O. Box 108
Lexington, Illinois 61753
(309) 365-3231


Get to Know Payne Insurance   

Chances are you already know the staff of Payne Insurance. But we’d love to know you better, and are happy to share more about what makes our people terrific.  Our customer focus comes from genuine interest in your family and livelihood, and our service is rooted in deep knowledge of insurance and risk management, along with great attention to detail.  Get to know us!


Randy Jacobs,

Certified Insurance Counselor (CIC)


Randy Jacobs studied agricultural economics at the University of Illinois before joining Payne Insurance Agency, Inc., then his father-in-law’s insurance agency. The lifelong Lexington resident purchased the agency in 2000, and received his Certified Insurance Counselor designation in 2005. It’s a gratifying business, says Jacobs, "It feels good to help families build security. When we’ve done our job and bad things happen to good people, we’re there and we can help them out." Randy and his wife Amy, also a Lexington native, have three sons—Grant, Nate and Carter.

Belinda Williams,


Belinda Williams joined Payne Insurance Agency, Inc. in September of 2000. She was born and raised in Lexington and continues to live in Lexington with her husband Jody. Prior to joining the insurance agency, Belinda gained project management and customer service experience in the banking industry. She is active in her church and community and loves to spend her free time reading, camping and riding their Harley. Belinda especially values working in Lexington, and the opportunity it gives her to get to know people even better.